ISO-PPC

ISO-PPC Insurance Rating

Both WCESD #3 and the City of Hutto have an Insurance Service Office (ISO) Public Protection Classification (PPC) rating of ISO-PPC 1. This is the best classification possible. The Insurance Services Office collects information on municipal fire-protection efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data using their Fire Suppression Rating Schedule (FSRS). Then they assign a Public Protection Classification from 1 to 10. Class 1 generally represents superior property fire protection, and Class 10 indicates that the area’s fire-suppression program doesn’t meet ISO’s minimum criteria.

By classifying communities’ ability to suppress fires, ISO helps the communities evaluate their public fire-protection services. The program provides an objective, countrywide standard that helps fire departments in planning and budgeting for facilities, equipment, and training. And by securing lower fire insurance premiums for communities with better public protection, the PPC program provides incentives and rewards for communities that choose to improve their firefighting services.

Information regarding how this rating impacts your insurance policy can be found at https://www.isomitigation.com/ppc/program-works/how-does-ppc-information-affect-individual-insurance-policies/. However, your insurance company should be providing you with savings based on these ratings for both residential and commercial insurance. Below is an estimated cost savings for each ISO-PPC classification:

The following links provide the ISO-PPC rating for the City of Hutto and the rest of Williamson County Emergency Services District No.3.